About Chaincore

Building Infrastructure for
Modern Lending Operations in Africa

Chaincore was built to help financial institutions structure, automate, and scale lending operations across Africa, with flexible workflows, integrated financial controls, and infrastructure designed around real operational realities.

About Image

Chaincore

Lending Across Africa Is Operationally Complex

Across many African financial institutions, lending operations are still fragmented across spreadsheets, disconnected systems, manual approvals, and rigid software that struggles to adapt to local realities.

Different customer segments, markets, and lending models require different operational approaches, yet many institutions are forced into systems that were never designed around how lending actually works on the ground.

empowering-map
Chaincore Platform

Approval Workflows

Configurable multi-step approvals

Repayment Management

Automated schedules and collections

Portfolio Monitoring

Real-time visibility across your book

Operational visibilityOne platform

Why We Built It

Chaincore Was Built Around Operational Flexibility

We believe lending infrastructure should adapt to institutions, not force institutions to adapt to software.

Chaincore helps financial institutions structure approvals, manage repayments, monitor collections, coordinate teams, maintain operational visibility, and integrate lending-related accounting within one unified operational system.

What Makes Us Different

More Than Loan Management

Chaincore goes beyond traditional loan management systems by focusing on the operational layer of lending — from origination and approvals to monitoring, collections, reporting, and financial controls.

Our platform is designed to support configurable workflows, distributed lending teams, agent-driven operations, and the evolving realities of modern African financial institutions.

Submit
Review
Approve
Disburse
Step 2 of 3 — Under Review

Configurable Workflows

Approval flows and processes that adapt to how your institution operates.

B

Branch A

Lagos

B

Branch B

Abuja

B

Branch C

Kano

A

Agent D

Rural

A

Agent E

Field

Distributed Teams

Tools for coordinating agents, branches, and lending officers across locations.

+26.56%

Operational Visibility

Real-time portfolio monitoring and collection tracking across your book.

Compliance by Design

Built-in controls and audit trails for regulated lending environments.

Long-term Vision

Building the Infrastructure Layer for Credit Across Africa

Our vision is to become the infrastructure powering how credit flows across Africa, helping institutions not only manage lending operations more effectively, but also expand access to responsible and sustainable lending opportunities over time.

Coverage Map

African Markets

Expanding
🇳🇬

Lagos

HQ · West Africa

🇰🇪

Nairobi

East Africa

🇬🇭

Accra

West Africa

🇿🇦

Johannesburg

Southern Africa

Coverage Expansion

54 of 54 African countries

Full continental coverage target achieved

Who We Serve

Built for Institutions Focused on Lending

1
Loan Application
Approve
Workflow Active

Microfinance Banks

Structured lending workflows and operational visibility for growing institutions.

2
api.chaincore.co

POST /v1/loans

{

"amount": 500000,

"tenure": 12

}

200 OK— loan created

Lending Firms & Fintechs

Flexible infrastructure for approvals, collections, repayments, and borrower operations.

3
Borrower Profile
AO

Ade Olu

Active Borrower

Loan #00172%
Loan #00245%

Digital Financial Institutions

API-ready lending infrastructure designed to integrate into modern digital channels.

4
Portfolio Overview
A
B
C
Active
Paid
Overdue

Mortgage & Credit Institutions

Operational tooling for managing borrower lifecycles and portfolio oversight at scale.

Rapid Deployment

Go Live in 2 Weeks

Transition from fragmented workflows, spreadsheets, or legacy lending systems with structured onboarding, flexible integrations, and minimal operational disruption.